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Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Kinneman Insurance, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Kinneman Insurance are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

McLean Office

1301 Vincent PL
McLean, VA 22101
Main office: 703-356-8155

Alexandria Office

50 S Pickett St No. 20-A
Alexandria, VA 22304
Main office: 703-823-8800

Our Providers

Testimonials

Insurance is the pillar of small business operations, and without it businesses cannot operate. Kinneman Insurance performed an administrative miracle when our event management company was suddenly faced with an unanticipated, time sensitive requirement to obtain an additional specialized insurance policy. Gin Kinneman and her associate Chris Burton, responded to our request for assistance with a sense of urgency and thoroughness, reviewing all available options. The outcome of their efforts culminated in having the additional coverage in place prior to the event deadline. Their professionalism, expertise, and comprehensive knowledge of the insurance industry resulted in a high degree of customer service – and quite literally, we could not have done it without them!

Business in Alexandria, VA
My family has worked with Virginia Kinneman and her team for over half a century. Where else would I turn when I opened up my own business in 1993, and to seek all my business insurance products from my trusted advisers? I enthusiastically recommend the Kinneman Agency to one and all, and you will find out how important personal service will be to your successful business, and to the protection of your home and automobile.

Business in Washington, D.C.
I have ALL of my insurance with Nationwide through Kinneman Insurance, and I have been consistently impressed with their thorough preparation and professionalism. Their knowledge of products is outstanding, and I can always count of quick responses to any of my questions or concerns. The fact that they have two offices located conveniently in Northern Virginia means that I have easy access for face-to-face interactions with the highly trained staff if necessary. Kinneman Insurance's motto is "Dedicated to Excellence," and they model that in person and over the phone. I am an exceptionally satisfied client!

Business in Annandale, VA