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Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Kinneman Insurance, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Kinneman Insurance who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Kinneman Insurance before making a decision.

Our Locations

McLean Office

1301 Vincent PL
McLean, VA 22101
Main office: 703-356-8155

Alexandria Office

50 S Pickett St No. 20-A
Alexandria, VA 22304
Main office: 703-823-8800

Our Providers

Testimonials

Insurance is the pillar of small business operations, and without it businesses cannot operate. Kinneman Insurance performed an administrative miracle when our event management company was suddenly faced with an unanticipated, time sensitive requirement to obtain an additional specialized insurance policy. Gin Kinneman and her associate Chris Burton, responded to our request for assistance with a sense of urgency and thoroughness, reviewing all available options. The outcome of their efforts culminated in having the additional coverage in place prior to the event deadline. Their professionalism, expertise, and comprehensive knowledge of the insurance industry resulted in a high degree of customer service – and quite literally, we could not have done it without them!

Business in Alexandria, VA
My family has worked with Virginia Kinneman and her team for over half a century. Where else would I turn when I opened up my own business in 1993, and to seek all my business insurance products from my trusted advisers? I enthusiastically recommend the Kinneman Agency to one and all, and you will find out how important personal service will be to your successful business, and to the protection of your home and automobile.

Business in Washington, D.C.
I have ALL of my insurance with Nationwide through Kinneman Insurance, and I have been consistently impressed with their thorough preparation and professionalism. Their knowledge of products is outstanding, and I can always count of quick responses to any of my questions or concerns. The fact that they have two offices located conveniently in Northern Virginia means that I have easy access for face-to-face interactions with the highly trained staff if necessary. Kinneman Insurance's motto is "Dedicated to Excellence," and they model that in person and over the phone. I am an exceptionally satisfied client!

Business in Annandale, VA