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Commercial Umbrella Insurance

Extra Protection that Keeps You in Business

As a business owner, keeping your business insured is one of the most important financial decisions you can make. But if you don’t have a sufficient amount of coverage, your current policy may not have the extra layer of protection needed for situations that can jeopardize your finances, or even your operations.

With Commercial Umbrella Insurance from Kinneman Insurance, you can protect your business and your assets in the event that your company gets sued in a major lawsuit.

A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.

What Does Commercial Umbrella Insurance Cover?

Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:

  • Accidental falls or slips on your property
  • A carbon monoxide leak in your building
  • Libel, slander, or invasion of privacy
  • If one of your products causes injury or illness
  • If a fire in your building damages other property
  • Violations of Employment Practices Liability
  • If your business vehicle is involved in an accident

How Much Umbrella Coverage is Enough?

Since lawsuits can be expensive and accidents do happen, you can never be too careful with your coverage options. That’s why at Kinneman Insurance, our helpful insurance experts will work with the individual needs of your business to find a level of protection that keeps you and your operations secure. Commercial Umbrella Insurance is simply an affordable coverage that can help you avoid major losses.

Protect your business personally and financially with a Commercial Umbrella policy from Kinneman Insurance.

Our Locations

McLean Office

1301 Vincent PL
McLean, VA 22101
Main office: 703-356-8155

Alexandria Office

50 S Pickett St No. 20-A
Alexandria, VA 22304
Main office: 703-823-8800

Our Providers

Testimonials

Insurance is the pillar of small business operations, and without it businesses cannot operate. Kinneman Insurance performed an administrative miracle when our event management company was suddenly faced with an unanticipated, time sensitive requirement to obtain an additional specialized insurance policy. Gin Kinneman and her associate Chris Burton, responded to our request for assistance with a sense of urgency and thoroughness, reviewing all available options. The outcome of their efforts culminated in having the additional coverage in place prior to the event deadline. Their professionalism, expertise, and comprehensive knowledge of the insurance industry resulted in a high degree of customer service – and quite literally, we could not have done it without them!

Business in Alexandria, VA
My family has worked with Virginia Kinneman and her team for over half a century. Where else would I turn when I opened up my own business in 1993, and to seek all my business insurance products from my trusted advisers? I enthusiastically recommend the Kinneman Agency to one and all, and you will find out how important personal service will be to your successful business, and to the protection of your home and automobile.

Business in Washington, D.C.
I have ALL of my insurance with Nationwide through Kinneman Insurance, and I have been consistently impressed with their thorough preparation and professionalism. Their knowledge of products is outstanding, and I can always count of quick responses to any of my questions or concerns. The fact that they have two offices located conveniently in Northern Virginia means that I have easy access for face-to-face interactions with the highly trained staff if necessary. Kinneman Insurance's motto is "Dedicated to Excellence," and they model that in person and over the phone. I am an exceptionally satisfied client!

Business in Annandale, VA